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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

HUD's $10 Million Empowerment Grants for Struggling Communities

In a significant move toward equality in housing, the U.S. Department of Housing and Urban Development (HUD) has announced a substantial $10 million grant program aimed at bolstering housing counseling agencies...

Alert on Reverse Mortgage Fraud: Safeguarding Seniors from Fiscal Deceit

The State of New York's Consumer Protection Division has recently brought to light the dangers associated with reverse mortgages, particularly focusing on how these financial arrangements can serve...

2024 and 2025 Housing Market: What Buyers and Sellers Need to Know

Mortgage rates have been falling, but the prices of homes have stayed high. This means if you’re hoping to buy a house, you should start saving money and working on your credit score now.  Look...

What Are Fannie Mae and Freddie Mac? A Big Change in Home Loans

Fannie Mae and Freddie Mac are two big companies that help make buying homes more affordable and predictable in America. They are important because they buy home loans from banks and then sell them to investors...

Why Is Housing in Large Cities Shooting a Hole in the Economy?

If you ask anyone who lives in a big city what their largest expense is, chances are you'll hear the same answer: "rent". It's undeniable that large cities, especially those experiencing gentri...

College Students Are Rapidly Losing Housing Options: What to Do

Amid COVID-19 concerns, many universities have declared that they'll be closed for the foreseeable future. Initially, this was seen as an overblown reaction. However, as the death toll worldwide continues to ris...

Students Weigh Choices as Colleges Reopen

The vast majority of America's universities closed down entirely in the middle of March, three months ago now, leaving tens of thousands of students who stayed on-campus without anywhere to live. For most of these students, th...

Know When the Time Is Right to Cut Ties with a Real Estate Agent

Surprisingly enough, the real estate market has remained red-hot through a pandemic and short supply, and low interest rates have kept buyers in the market. Given the unique times that we are living in, you may...

Is Your House Up to Code? The Results of an Inspection May Surprise You

Most cities and municipalities in the US have established certain building codes that also apply to private homes. While most homeowners simply assume that their home is up to code, this is not necessar...